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Can I trade in a car that’s still under finance?

Yes — we can help you trade in a financed car and settle any outstanding balance as part of the deal.

Yes — you can absolutely trade in a car that’s still under finance. It’s actually really common, and we’ll take care of the details for you.

Here’s how it works:

  1. We’ll request a payout letter from your finance provider to see how much is owing.

  2. We’ll value your trade-in and give you an offer.

  3. If the value of your trade-in is higher than the payout, the difference goes towards your next car.

  4. If the payout is higher than the trade-in value, we’ll help you cover the shortfall as part of your new finance or purchase.

You won’t need to chase paperwork — we’ll coordinate with your lender to make the process as smooth and stress-free as possible.

Tip: Let your CarPlace partner know upfront if your trade-in is under finance so we can get started early.